How to shape a career in banking?

There is a huge craze among the youth in regard with the banking career. This career is most attractive in terms of stability, security, salary and other benefits. It is the fastest growing sector in India. Banks are termed as the backbone of Indian economy. There are 12 public sectors and 22 private sector banks in India. This sector will be providing a number of employment opportunities to the youth in the coming years.
After graduation with a good percentile, two posts are available for an individual:
Clerical post: In these, various categories such as clerk, clerk cum cashier, typist, steno and data entry jobs are included.

Eligibility criteria for a clerk:
Candidate should be a citizen of India.
Candidate should be graduate and passed intermediate with 60% or more marks.
For some banks, only the completion of class 12th is required and age limit for them is 25.
Age group of 18-28 is required for this job and there is some relaxation of age limit for OBC/SC/ST/PH category.
In public sector bank, INR 1,40,000 is the average salary per annum.
PO-Probationary officer – Candidates will be under probation i.e. their performance will be judged during their training period.

Eligibility criteria for bank PO:
Candidate should be a citizen of India.
Candidate must have an age between 21 to 30 years.
Candidate should have passed the bachelor’s degree with 55%-60% aggregate marks.
Knowledge to operate computers is a must in this job
In public sector, one earns INR 2 LAKHS per annum.

Competitive exam for getting a job in government bank:

1-INSTITUTE OF BANKING PERSONNEL (IBPS):
Independent organization which conducts online exams to recruit officers, clerks, trainees in public sector of India.
Maximum banks hire candidates on the basis of this exam.
Exam is conducted in 3 phases – preliminary, mains and interview.
Hiring of individual on the basis of ranks and exams.

2- STATE BANK OF INDIA (SBI):
This exam helps to post the candidate in SBI and its associate banks.
2 kinds of posting for PO and clerical.

3- RESERVE BANK OF INDIA(RBI):Highest difficulty level exam.
It gives jobs to B grade officers.

4- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT (NABARD):
It fills vacancies from all over India.
It has a moto of developing all the rural areas.
Both grade A and B officers get job via this examination.

To get job in private bank in India:
30% of private banks hire through IBPS and common written exam and rest by applying directly from official portal.
Some of the popular private banks in INDIA are axis bank, union bank, HDFC, ICICI etc.

Degree Courses in Banking:
BBA in Banking & Finance
BCom in Banking & Finance
BBA in Banking
BCom in Banking Management
BCom in Banking & Insurance
BCom (Hons.) in Banking and Insurance
BSc in Banking and Finance
MBA in Banking & Taxation
MBA in Banking & Finance
BCom in Bank Management
BCom in Banking & Insurance Management
BCom in Banking, Finance and Risk Management
MSc in Banking and Finance
PhD in Banking & Finance
Master in Banking/Finance/Insurance

Diploma Courses in Banking:
Advanced Diploma Course in Banking Services
Diploma in Banking and Finance
Diploma in Banking and Insurance
Diploma in Banking and Insurance Management
Advance Diploma in Urban Co-operative Banking
Diploma in Banking Laws
Diploma in Banking Management
Diploma in Home Loan Advising
Diploma in Banking Services
Post Graduate Diploma in Bank Management
Post Graduate Diploma in Banking
Post Graduate Diploma in Banking and Financial Management
Post Graduate Diploma in Development and Investment Banking
Post Graduate Diploma in Islamic Banking and Finance

Certificate Courses:
Post Graduate Certificate in Investment Banking
Certificate Course in Banking
Certificate Course in Banking Management
Certificate Course in Patent Searching & Drafting

Candidates can also go for the following in-demand courses of banking sector in India:
Banking related laws.
Business Mathematics.
Marketing of Banking Services.
Computerized Accounting.

A report by Akanksha Sharma for ihoik education desk

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